Wafra Investment Advisory Group, Inc.
	PRIVACY P OLICY

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WAFRA INVESTMENT ADVISORY GROUP, INC.
Wafra Investment Advisory Group, Inc. (“Wafra”) is committed to protecting the privacy of users of wafra.com and any other related websites, if any (the “Website”). We will use reasonable efforts to see that all information, identifying and otherwise, submitted to us by users, remains private and is used only for the purposes set forth.

Furthermore, at Wafra we believe our online users have a right to know what information we collect when you visit our Website or which you may otherwise provide. This Online Privacy Policy outlines the types of information we may gather about you, how we gather your information, how we use it, with whom we might share it, the means by which we keep it secure and the choices you have about the information you choose to share with us.

WHAT INFORMATION DO WE COLLECT AND HOW DO WE COLLECT IT?
When you register to access the Website, you may be asked to complete a registration form. We collect the following types of information:

• your name, street address, e-mail address, as well as other demographic information like age, gender and household income, and or as applicable, entity name or your affiliation with an entity, type of professional activity entity is engaged in, and other information as may be required form time to time.

HOW DO WE USE THE INFORMATION?
We use your name, address, and e-mail address to determine your eligibility to access the password-protected contents of our Website, to contact you about Wafra, to send you information about other products/services we think might interest you.

Wafra does not share the collected information listed above with nonaffiliated third parties.

In the event, however, that Wafra is sold, or transferred or disposed of in accordance with legal proceedings, user information, including identifying information, may be transferred to such third party purchasers or transferee as well.

CORRECTING/ UPDATING INFORMATION
Any information you submit may be reviewed, corrected, and deleted by you at any time by doing the following:

1. Users can send an e-mail request to wafra-info@wafra.com, if applicable.

2. Postal mail can be sent to Wafra as described below.

SECURITY
Wafra takes reasonable precautions to protect its clients' personal information. We use industry standard on-line security measures, such as encryption and authentication, to protect information you disclose to us via our Website. Please note, however, that no transmission over the Internet can be 100% secure.

Wafra also works to protect user information offline. All of your information is housed in secure, access-restricted areas. Only employees who need the information to perform a specific function are granted access to personally identifiable information.

USE OF COOKIES
Cookies are small text files that are stored on a user’s hard drive after the user has visited and/or registered with an online site. This Website does not use cookies.

CHANGES TO THE ONLINE PRIVACY POLICY
If we ever change the Online Privacy Policy, we will post that information on this Privacy Policy page. If there is ever any material change to the information we gather and how it is used, we will notify you via the address we have in your personal profile. We invite you to come back from time to time to review the policy.

CONTACTING THE WEBSITE
If you have any questions or comments about Wafra’s privacy practices or this Online Privacy Policy, please e-mail us at v.campagna@wafra.com or contact us at our postal address described below.

Our postal address is:

345 Park Avenue, 41sr Floor
New York, NY 10154-0101

Wafra Investment Advisory Group, Inc.
345 Park Avenue, 41st Floor New York, New York 10154-0101